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Saving a deposit for a house

Finally, some good news for first time buyers

Hearthstone specialises in residential property funds – it’s all we do. The TM home investor fund was launched in 2012, and invests in mainstream UK private rented housing. It’s FCA authorised and regulated.

Find a better investment for your first deposit

We know you want to start saving for your first home. You want your money to be looked after, but also to work hard. But with today’s low interest rates, cash ISAs and savings accounts could lag behind house price inflation, meaning it could take longer to save enough for a deposit on your first home.

The right home for your money

That’s where the TM home investor fund comes in. It’s a residential property fund, so your money has the potential to grow at a similar rate to the UK housing market. Put simply, you’ll be part of the property market whilst you save which means you may be ready to buy your first home sooner.

Note that TM home investor fund should be considered as a medium to long-term investment of at least five years.

Enjoy some real home comforts. Invest tax-free

You can make use of your ISA allowance to invest in the fund. And unlike buy-to-let, a tax-free investment means potentially higher returns.

Protect yourself from property price rises

Whilst saving for your first home, you can invest in a fund which can keep up with the housing market — so you get the best of both worlds.

Peace of mind

TM home investor fund is authorised and regulated by the Financial Conduct Authority, and it’s covered by the Financial Services Compensation Scheme.