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Frequently Asked Questions

Answers to Common Queries and Questions that will help you
Investment FAQs
No. All investors get investment exposure to all properties the fund owns. By choosing different property types across a variety of locations with a large number of tenants, Hearthstone’s highly experienced team is able to manage the investment risk for investors. We are specialists in residential property investment and through close relationships with estate agents and housebuilders, and careful property selection and management, we aim to secure the best properties at the lowest cost to offer attractive, stable investment performance. 
Most of the fund’s properties are rented by normal people like you and me. Some are single, some are couples – with and without families. A few of the properties are still used as show homes by housebuilding firms, so those are rented from the fund by the builder. Related Posts September 2019 Performance Factsheets now available 3 weeks ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for September 2019. Fund Performance Factsheet – September 2019 3 weeks ago As the Brexit saga drags on, transactions in the owner-occupier housing market continue to falter with Land Registry estimating that there were c.70,500 transactions in England & Wales in September. August 2019 Performance Factsheets now available 2 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – August 2019 2 months ago As the Brexit stalemate continues, transactions in the owner-occupier housing market remained subdued over the past month with many people who it is thought would like to move, deciding to stay put for a little longer. In contrast to the owner-occupier market, demand for… Fund Performance Factsheet – July 2019 3 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … June 2019 Performance Factsheets now available 4 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – June 2019 4 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … Buy-to-Let without a mortgage or the hassle 4 months ago Our fund manager, Alan Collett FRICS, talks with Sam Slator from FundCalibre about how the fund can act as an alternative to investing in traditional Buy-to-Let.
Legislation for this type of fund means property valuations have to be carried out by an independent valuer. They visit every property at least every 12 months and provide a valuation following that physical inspection. For the other 11 months of the year, the independent valuer provides a ‘desktop valuation’ – meaning that they refer to their last physical inspection and update the valuation according to information they have on properties being bought and sold in the local area. However, property valuation is ultimately a matter of opinion rather than fact. In other words, you can’t guarantee that the price it is valued at will be the price it is sold at. Related Posts September 2019 Performance Factsheets now available 3 weeks ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for September 2019. Fund Performance Factsheet – September 2019 3 weeks ago As the Brexit saga drags on, transactions in the owner-occupier housing market continue to falter with Land Registry estimating that there were c.70,500 transactions in England & Wales in September. August 2019 Performance Factsheets now available 2 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – August 2019 2 months ago As the Brexit stalemate continues, transactions in the owner-occupier housing market remained subdued over the past month with many people who it is thought would like to move, deciding to stay put for a little longer. In contrast to the owner-occupier market, demand for… Fund Performance Factsheet – July 2019 3 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … June 2019 Performance Factsheets now available 4 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – June 2019 4 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … Buy-to-Let without a mortgage or the hassle 4 months ago Our fund manager, Alan Collett FRICS, talks with Sam Slator from FundCalibre about how the fund can act as an alternative to investing in traditional Buy-to-Let.
A selection of the properties can be found here  Related Posts September 2019 Performance Factsheets now available 3 weeks ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for September 2019. Fund Performance Factsheet – September 2019 3 weeks ago As the Brexit saga drags on, transactions in the owner-occupier housing market continue to falter with Land Registry estimating that there were c.70,500 transactions in England & Wales in September. August 2019 Performance Factsheets now available 2 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – August 2019 2 months ago As the Brexit stalemate continues, transactions in the owner-occupier housing market remained subdued over the past month with many people who it is thought would like to move, deciding to stay put for a little longer. In contrast to the owner-occupier market, demand for… Fund Performance Factsheet – July 2019 3 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … June 2019 Performance Factsheets now available 4 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – June 2019 4 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … Buy-to-Let without a mortgage or the hassle 4 months ago Our fund manager, Alan Collett FRICS, talks with Sam Slator from FundCalibre about how the fund can act as an alternative to investing in traditional Buy-to-Let.
The fund’s Property Investment Adviser, Hearthstone, searches for locations offering good rental demand as well as an active re-sale market. We use data from a leading housing research consultancy, and through our strategic partners, Touchstone and Connells Group, we also have access to the trends in rental performance of over 20,000 managed residential properties as well as “grass roots” sales and lettings data from over 500 estate agency branches. Hearthstone’s property team has many years’ experience, and vast professional connections with house builders and developers in order to source suitable properties for the fund. Our  purchase strategy includes: Diversifying the portfolio range with mainstream homes across the UK Typically 2 to 4 bedroom homes or apartments in low rise buildings Preferring to invest in clusters of home from an established quality builder to keep maintenance and valuation costs lower. We are also better placed to negotiate strong discounts Focusing on towns/cities with good infrastructure such as proximity to transport links, leisure facilities, green space, key worker employers and good schooling Identifying homes we wish to keep for the long-term to maximise rental income return and lessen the cost of selling Related Posts September 2019 Performance Factsheets now available 3 weeks ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for September 2019. Fund Performance Factsheet – September 2019 3 weeks ago As the Brexit saga drags on, transactions in the owner-occupier housing market continue to falter with Land Registry estimating that there were c.70,500 transactions in England & Wales in September. August 2019 Performance Factsheets now available 2 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – August 2019 2 months ago As the Brexit stalemate continues, transactions in the owner-occupier housing market remained subdued over the past month with many people who it is thought would like to move, deciding to stay put for a little longer. In contrast to the owner-occupier market, demand for… Fund Performance Factsheet – July 2019 3 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … June 2019 Performance Factsheets now available 4 months ago You can now view the full, latest Fund Factsheets, outlining performance of the TM home investor fund, for May 2019. Fund Performance Factsheet – June 2019 4 months ago While politicians talk about themselves and occasionally about the need to increase housing supply the fundamental undersupply of good housing remains. Capital values nationally are effectively unchanged with Acadata recording … Buy-to-Let without a mortgage or the hassle 4 months ago Our fund manager, Alan Collett FRICS, talks with Sam Slator from FundCalibre about how the fund can act as an alternative to investing in traditional Buy-to-Let.