Most of the fund’s properties are rented by normal people like you and me. Some are single, some are couples – with and without families. A few of the properties are still used as show homes by housebuilding firms, so those are rented from the fund by the builder.
Properties
Can I choose which properties I invest in?
No.
The pooled nature of the fund means that investors do not have direct ownership of or influence over decisions to buy and sell underlying properties. Instead each investor gets investment exposure to all properties the fund owns.
By choosing different property types across a variety of locations with a large number of tenants, Hearthstone’s highly experienced team is able to better manage the investment risk for you compared to choosing one or two properties. We are specialists in residential property investment and through close relationships with estate agents and housebuilders, and careful property selection and management, we aim to secure the best properties at the lowest cost to offer the potential for attractive, stable investment performance.
Can I view which properties the fund owns??
A selection of the properties can be found here
Do you use debt to purchase properties?
No. All properties are purchased outright with cash. There are no mortgages on any of the properties.
How do you select properties to buy?
The fund’s Property Investment Adviser, Hearthstone, searches for locations offering good rental demand as well as an active re-sale market. We use data from a leading housing research consultancy, and through our strategic partners, Touchstone and Connells Group, we also have access to the trends in rental performance of over 20,000 managed residential properties as well as “grass roots” sales and lettings data from over 500 estate agency branches.
Hearthstone’s property team has many years’ experience, and vast professional connections with house builders and developers in order to source suitable properties for the fund.
Our purchase strategy includes:
- Diversifying the portfolio range with mainstream homes across the UK
- Typically 2 to 4 bedroom homes or apartments in low rise buildings
- Preferring to invest in clusters of home from an established quality builder to keep maintenance and valuation costs lower. We are also better placed to negotiate strong discounts
- Focusing on towns/cities with good infrastructure such as proximity to transport links, leisure facilities, green space, key worker employers and good schooling
- Identifying homes we wish to keep for the long-term to maximise rental income return and lessen the cost of selling
Residential Property Investment Fund - Important Information
This presentation describes the TM home investor fund, with the objective of allowing retail clients to gain an overview of the product’s recent history. It should not be considered advice or an invitation to invest.
As with all investing, your capital is at risk. The value of your portfolio with TM home investor fund can go down as well as up and you may get back less than you invest. LEARN MORE ABOUT RISK.
Hearthstone Investments Ltd is the parent company of the Hearthstone Investments Group. Regulated business is carried out by Hearthstone Asset Management Limited. Hearthstone Asset Management Limited is an appointed representative of Thesis Asset Management Limited which is authorised and regulated by the Financial Conduct Authority (114354). Hearthstone Investments Ltd (06379066) and Hearthstone Asset Management Limited (07458920) are both registered in England and Wales. The registered office for both companies is c/o Waterstone Company Secretaries Ltd Third Floor, Suite LG:03, Bridge House, 181 Queen Victoria Street, London, EC4V 4EG. Thesis Unit Trust Management Limited is the Authorised Corporate Director of the TM home investor fund. Authorised and regulated by the Financial Conduct Authority (186882).
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2009 - 2023
TM home investor fund by Hearthstone