Yes. TM home investor fund is authorised by the Financial Conduct Authority (FCA) as a Non-UCITS Scheme (NURS).
Investor
What is TM home investor fund?
TM home investor fund is an affordable way to invest in private rented UK houses and flats, so you can enjoy the investment benefits of residential property, whatever your budget. The fund aims to grow your investment over the medium to long-term, using the professional buying power and property management expertise of Hearthstone’s team of residential investment specialists to maximise investment returns. Rental income, after property management costs and fund charges, is also reinvested into the fund.
By investing in private rented residential property, an asset class many are familiar with, the fund can offer a hassle-free and tax-efficient alternative to buy-to-let or help your money keep pace with property prices when saving for a deposit for your first home, or for your children or grandchildren. It also offers real investment diversification in a portfolio of equities, bonds or commercial property because residential property acts differently to these other mainstream asset classes as market conditions change.
As for all investments, the value of shares in TM home investor fund can go down as well as up and you may get back less than you put in. Residential property values are affected by factors such as interest rates, economic growth, fluctuations in property yields and tenant default. Property investments are relatively illiquid compared to bonds and equities, and can take a significant amount of time to trade.
Can I include my TM home investor fund investment in my ISA or SIPP?
The fund can be held in many other providers’ Stocks and Shares ISA, Junior ISA, and SIPPs. Please talk to your provider or financial adviser and let them know you would like to invest in the TM home investor fund.
Do I have to use a Financial Adviser to invest in TM home investor fund?
No, as the fund is authorised for retail investors, you don’t have to seek professional advice. If you’re comfortable with DIY investing you can invest yourself through your usual investment platform. You should always read the Key Investor Information Document and Fund Factsheet before investing. If you are unsure about whether the fund is suitable for you, we would recommend you talk to an authorised financial adviser. You can search for free on www.unbiased.co.uk or www.mylocaladviser.co.uk to find a financial adviser near you.
Who invests in TM home investor fund?
Investment returns from residential property tend to have little correlation to other mainstream asset classes, which means it acts differently to equities, fixed income and commercial property investments as market conditions change. TM home investor fund can, therefore, provide a useful way of diversifying your investment portfolio to spread the risk of investing. The fund is often recommended by financial advisers and we have many institutional investors who have invested pension fund money for exactly this reason.
People also invest in TM home investor fund with a particular goal in mind:
- first time buyers saving for a house deposit
- parents and grandparents wanting to help children onto the property ladder
- expats aiming to keep a toe in the UK housing market
- people looking for a hassle-free alternative to buy-to-let, as well as other more general investment aims
There are investors saving £100 each month and ones who’ve invested £1m or more.
Residential Property Investment Fund - Important Information
This presentation describes the TM home investor fund, with the objective of allowing retail clients to gain an overview of the product’s recent history. It should not be considered advice or an invitation to invest.
As with all investing, your capital is at risk. The value of your portfolio with TM home investor fund can go down as well as up and you may get back less than you invest. LEARN MORE ABOUT RISK.
Hearthstone Investments Ltd is the parent company of the Hearthstone Investments Group. Regulated business is carried out by Hearthstone Asset Management Limited. Hearthstone Asset Management Limited is an appointed representative of Thesis Asset Management Limited which is authorised and regulated by the Financial Conduct Authority (114354). Hearthstone Investments Ltd (06379066) and Hearthstone Asset Management Limited (07458920) are both registered in England and Wales. The registered office for both companies is c/o Waterstone Company Secretaries Ltd Third Floor, Suite LG:03, Bridge House, 181 Queen Victoria Street, London, EC4V 4EG. Thesis Unit Trust Management Limited is the Authorised Corporate Director of the TM home investor fund. Authorised and regulated by the Financial Conduct Authority (186882).
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TM home investor fund by Hearthstone