Stuart Springham, Deputy Fund Manager, speaks to Sam Slator of FundCalibre about the latest developments in the owner-occupier market and private-rented sector, and also explains why we’ve introduced some new share classes for income investors.
You can listen to the podcast or download a transcript of the conversation on the FundCalibre website by clicking the image below.
The independent fund research firm, FundCalibre, recently interviewed Hearthstone’s Stuart Springham, Deputy Fund Manager of the TM home investor fund.
This is the second and final part of the interview.
In this video, Ryan Lightfoot-Brown of FundCalibre hears from Stuart as to why Brexit and recession are not necessarily cause for concern. Stuart also touches on property fund redemptions and how the fund is generating income.
Please have a look at the FundCalibre website to find out more about them and to read why they awarded the TM home investor fund their ‘Elite’ rating.
The independent fund research firm, FundCalibre, recently interviewed Hearthstone’s Stuart Springham, Deputy Fund Manager of the TM home investor fund.
Part 1 of the interview is below.
In this video, Ryan Lightfoot-Brown of FundCalibre asks Stuart how the fund generates income, which area of the country we’re currently finding opportunities and how it offers an alternative to buy-to-let investing.
Part 2 of ‘How to Diversify Your Portfolio with Residential Property’ will be published soon.
Please have a look at the FundCalibre website to find out more about them and to read why they awarded the TM home investor fund their ‘Elite’ rating.
The WealthKernel portal is now closed for new or top-up investment into the Fund.
After you have invested through the online portal, Hearthstone works with WealthKernel to ensure you’re kept up to date with the fund’s progress. You will receive regular email updates, and there is a chat service for further questions. Should you wish to opt-out, please check your settings dashboard to manage communications.
You’re buying into a residential property fund with many other investors. All investors’ money is pooled together and used to buy flats and houses of various sizes, which are then rented to families, individuals and companies. The properties are spread across England, Scotland and Wales and broadly reflect the UK (excluding Northern Ireland) housing market in terms of regional distribution and property type. TM home investor fund is actively managed, which means Hearthstone doesn’t just follow the market; our team of residential property experts have the flexibility to select only properties that are expected to positively impact the portfolio over the long-term.
Preference is for the fund to buy and hold properties for the long-term, although when necessary, it will sell properties that are not performing as well as expected. It tends to buy new or modern properties to keep maintenance and management costs as low as possible, and homes that will attract reliable long-term tenants in sought-after rental locations that also have an active re-sale market.
Alongside the property investments, around 10% to 15% of the fund is kept in cash to pay investors who want to cash in their investment. (Note that in unusual market conditions, there may be a delay in withdrawing money if properties need to be sold. For more information, see this page
This presentation describes the TM home investor fund, with the objective of allowing retail clients to gain an overview of the product’s recent history. It should not be considered advice or an invitation to invest.
As with all investing, your capital is at risk. The value of your portfolio with TM home investor fund can go down as well as up and you may get back less than you invest. LEARN MORE ABOUT RISK.
Hearthstone Investments Ltd is the parent company of the Hearthstone Investments Group. Regulated business is carried out by Hearthstone Asset Management Limited. Hearthstone Asset Management Limited is an appointed representative of Thesis Asset Management Limited which is authorised and regulated by the Financial Conduct Authority (114354). Hearthstone Investments Ltd (06379066) and Hearthstone Asset Management Limited (07458920) are both registered in England and Wales. The registered office for both companies is c/o Waterstone Company Secretaries Ltd Third Floor, Suite LG:03, Bridge House, 181 Queen Victoria Street, London, EC4V 4EG. Thesis Unit Trust Management Limited is the Authorised Corporate Director of the TM home investor fund. Authorised and regulated by the Financial Conduct Authority (186882).