TM home investor fund is an affordable way to invest in private rented UK houses and flats, so you can enjoy the investment benefits of residential property, whatever your budget. The fund aims to grow your investment over the medium to long-term, using the professional buying power and property management expertise of Hearthstone’s team of residential investment specialists to maximise investment returns. Rental income, after property management costs and fund charges, is also reinvested into the fund.
By investing in private rented residential property, an asset class many are familiar with, the fund can offer a hassle-free and tax-efficient alternative to buy-to-let or help your money keep pace with property prices when saving for a deposit for your first home, or for your children or grandchildren. It also offers real investment diversification in a portfolio of equities, bonds or commercial property because residential property acts differently to these other mainstream asset classes as market conditions change.
As for all investments, the value of shares in TM home investor fund can go down as well as up and you may get back less than you put in. Residential property values are affected by factors such as interest rates, economic growth, fluctuations in property yields and tenant default. Property investments are relatively illiquid compared to bonds and equities, and can take a significant amount of time to trade.