This should be considered as a medium to long-term investment of at least five years, but you can apply to cash-in your investment whenever you want to, on any UK business day. Under normal circumstances, the deal will be settled four business days later. If using the WealthKernel portal, the money will usually be cleared into your bank account after one additional business day.

In unusual market conditions, there may be a delay in withdrawing money if properties need to be sold. However, the fund aims to hold 10% to 15% of assets in cash to cover withdrawals and has a stream of rental income that can be used to meet withdrawals in the short term. The fund buys properties outright in cash and does not borrow money or take out a mortgage to pay for houses, so it does not have to service any debt.