You can invest from as little as £100 through the online portal provided by Hearthstone’s trusted partner, WealthKernel. There’s no upper limit using this service unless you’re investing through an ISA.
If not investing through the WealthKernel portal, minimums for retail share classes are usually £50 per month or £1,000 lump sum. Some online investment platforms may allow you to invest smaller amounts.
Maximum limits apply to investment through ISAs and through pensions (including Self Invested Personal Pensions, or ‘SIPPs’).
Please note that the online portal provided by WealthKernel currently only offers investment into TM home investor fund directly, or through a new Stocks & Shares ISA.
The personal limit for ISAs this tax year (2018/19) is £20,000. This can be split between a Stocks & Shares ISA, a Cash ISA*, a Lifetime ISA (maximum £4,000) and an Innovative Finance ISA*. You can open one of each type of ISA each tax year.
Other product providers and online platforms offer the fund via personal pensions, SIPPs and ISAs, and you can also speak to your financial adviser.
The above should not be considered financial or tax planning advice, or advice to invest in any particular investment vehicle or fund.
Taxation information is based on Hearthstone’s understanding of legislation in force as at July 2018. Legislation may change, and tax and trust law may be open to differing interpretation. The impact of taxation will depend on individual circumstances. Potential investors should seek advice from their financial adviser or tax specialist before investing.
The prospectus contains more information on taxation within TM home investor fund and taxation in the hands of the investor. Please contact us if you would like a copy.