Why don’t you do commercial property?

Hearthstone’s team are experts in residential property investment. Although commercial property and residential property are both ‘bricks and mortar’, the two are very different and need different expertise and experience to get the best investment returns.

What other partners does Hearthstone work with?


Hearthstone partners with WealthKernel to enable you to invest through an online portal. WealthKernel is regulated by the Financial Conduct Authority and holds client data securely on our behalf. For more information please visit: https://www.wealthkernel.com/powered-by

Thesis Group

Thesis Unit Trust Management is the Fund’s Authorised Corporate Director, and Thesis Asset Management Limited is responsible for the cash management functions of TM home investor fund.

Formed in 1974, it has been investing on behalf of clients for over 40 years and, as at 30/09/2017, manages or administers over £14 billion of assets.


Winterflood is the custodian of investments made through the online investment portal provided by WealthKernel, and is also an authorised ISA manager. 

Who’s behind the TM home investor fund?

Hearthstone Asset Management Limited, a subsidiary of Hearthstone Investments Ltd (‘Hearthstone’) is the Property Investment Adviser to the fund.  Hearthstone is a residential property investment specialist, which was founded in 2009 as the UK’s first fund manager to focus solely on residential property. Supported by a highly experienced team, it has successfully brought a range of investment funds to market for both individual and corporate investors. Through close relationships with estate agents and housebuilders and careful property selection and management, Hearthstone aims to offer attractive, stable investment performance while providing excellent accommodation and landlord services to the growing number of households looking to rent.

The ‘TM’ in the fund’s name signifies that Thesis Unit Trust Management Limited (TUTMAN) is the fund’s Authorised Corporate Director and has overall responsibility for ensuring the fund is operated in accordance with the Financial Conduct Authority’s regulations.

National Westminster Bank Plc (NatWest) is the fund’s Depositary and is responsible for overseeing TUTMAN’s operation of the fund.  NatWest is also responsible for the safeguarding of the assets of the fund and protecting the interests of incoming, outgoing and continuing investors.