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FundCalibre podcast

Pent-up demand in the UK residential property market, and Income Share Classes for TM home investor fund.

Stuart Springham, Deputy Fund Manager, speaks to Sam Slator of FundCalibre about the latest developments in the owner-occupier market and private-rented sector, and also explains why we’ve introduced some new share classes for income investors.

You can listen to the podcast or download a transcript of the conversation on the FundCalibre website by clicking the image below.

Link to FundCalibre podcast

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FundCalibre interview with Stuart Springham.

Part 2: Resilience of the UK residential property market.

The independent fund research firm, FundCalibre, recently interviewed Hearthstone’s Stuart Springham, Deputy Fund Manager of the TM home investor fund.

This is the second and final part of the interview.

In this video, Ryan Lightfoot-Brown of FundCalibre hears from Stuart as to why Brexit and recession are not necessarily cause for concern. Stuart also touches on property fund redemptions and how the fund is generating income.

Please have a look at the FundCalibre website to find out more about them and to read why they awarded the TM home investor fund their ‘Elite’ rating.

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FundCalibre interview with Stuart Springham.

Part 1: How to Diversify Your Portfolio with Residential Property

The independent fund research firm, FundCalibre, recently interviewed Hearthstone’s Stuart Springham, Deputy Fund Manager of the TM home investor fund.

Part 1 of the interview is below.

In this video, Ryan Lightfoot-Brown of FundCalibre asks Stuart how the fund generates income, which area of the country we’re currently finding opportunities and how it offers an alternative to buy-to-let investing.

Part 2 of ‘How to Diversify Your Portfolio with Residential Property’ will be published soon.

Please have a look at the FundCalibre website to find out more about them and to read why they awarded the TM home investor fund their ‘Elite’ rating.

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Saving a deposit for a house

Finally, some good news for first time buyers

Hearthstone specialises in residential property funds – it’s all we do. The TM home investor fund was launched in 2012, and invests in mainstream UK private rented housing. It’s FCA authorised and regulated.

Find a better investment for your first deposit

We know you want to start saving for your first home. You want your money to be looked after, but also to work hard. But with today’s low interest rates, cash ISAs and savings accounts could lag behind house price inflation, meaning it could take longer to save enough for a deposit on your first home.

The right home for your money

That’s where the TM home investor fund comes in. It’s a residential property fund, so your money has the potential to grow at a similar rate to the UK housing market. Put simply, you’ll be part of the property market whilst you save which means you may be ready to buy your first home sooner.

Note that TM home investor fund should be considered as a medium to long-term investment of at least five years.

Enjoy some real home comforts. Invest tax-free

You can make use of your ISA allowance to invest in the fund. And unlike buy-to-let, a tax-free investment means potentially higher returns.

Protect yourself from property price rises

Whilst saving for your first home, you can invest in a fund which can keep up with the housing market — so you get the best of both worlds.

Peace of mind

TM home investor fund is authorised and regulated by the Financial Conduct Authority, and it’s covered by the Financial Services Compensation Scheme.

An alternative to Buy-to-Let

Why own one property when you can invest in streetfuls?

We know you want to expand your investment portfolio and you may be considering buy-to-let. You want your money to be looked after and to be managed intelligently, but also for it to work hard. In today’s unpredictable climate though, many investments can be complex and difficult to understand. Buying a house or being a landlord comes with its own complications too.

Letting the experts do the hard work in property investing

The UK buy-to-let market can be a complicated space. Mortgage applications, tenancy deposit laws, tax, tricky tenants and leaky taps. TM home investor fund takes the hassle out of property investment. From finding the properties across the UK, to letting, maintaining and the eventual re-sale of them, it’s all managed by Hearthstone’s expert team, adding diversity to your portfolio and leaving with you with more time to spend doing the things you love.

A fund managed by a professional team

Hearthstone’s investment team understands the UK residential property market. The TM home investor fund has delivered attractive returns to investors since 2012.

Enjoy some real home comforts. Invest tax-free

You can make use of your ISA allowance to invest in the fund. There is no need to worry about recent tax changes imposed on buy-to-let landlords.

Property investment without the hassle

Become a property investor without even buying a house. So no leaky taps and tricky tenants for you then.

Investing for your children

Invest with confidence and peace of mind

We know you want to do everything you can to help your children get on the property ladder. So when it comes to investments, you want your money to be looked after at the same time as working hard. But in today’s low interest rate environment, saving can be frustrating. That’s where the TM home investor fund is different – it aims to capture UK house price growth and rental income.

Invest in your children’s financial future

Hearthstone’s expert property team has been working hard on the fund since 2012. Over the medium to long-term, returns on cash savings often don’t keep up with rising house prices. That’s why we believe the TM home investor fund can help you achieve long-term financial goals like helping a child onto the property ladder.

You can place your money into a tax efficient ISA up to £20,000 per year. Another way to save for your children’s future is by setting up a standing order via our partners, WealthKernel, which allows you to pay monthly into the fund thereby building up your total investment over time.