Stuart Springham, Deputy Fund Manager, speaks to Sam Slator of FundCalibre about the latest developments in the owner-occupier market and private-rented sector, and also explains why we’ve introduced some new share classes for income investors.
You can listen to the podcast or download a transcript of the conversation on the FundCalibre website by clicking the image below.
The independent fund research firm, FundCalibre, recently interviewed Hearthstone’s Stuart Springham, Deputy Fund Manager of the TM home investor fund.
This is the second and final part of the interview.
In this video, Ryan Lightfoot-Brown of FundCalibre hears from Stuart as to why Brexit and recession are not necessarily cause for concern. Stuart also touches on property fund redemptions and how the fund is generating income.
Please have a look at the FundCalibre website to find out more about them and to read why they awarded the TM home investor fund their ‘Elite’ rating.
The independent fund research firm, FundCalibre, recently interviewed Hearthstone’s Stuart Springham, Deputy Fund Manager of the TM home investor fund.
Part 1 of the interview is below.
In this video, Ryan Lightfoot-Brown of FundCalibre asks Stuart how the fund generates income, which area of the country we’re currently finding opportunities and how it offers an alternative to buy-to-let investing.
Part 2 of ‘How to Diversify Your Portfolio with Residential Property’ will be published soon.
Please have a look at the FundCalibre website to find out more about them and to read why they awarded the TM home investor fund their ‘Elite’ rating.
Hearthstone specialises in residential property funds – it’s all we do. The TM home investor fund was launched in 2012, and invests in mainstream UK private rented housing. It’s FCA authorised and regulated.
We know you want to start saving for your first home. You want your money to be looked after, but also to work hard. But with today’s low interest rates, cash ISAs and savings accounts could lag behind house price inflation, meaning it could take longer to save enough for a deposit on your first home.
That’s where the TM home investor fund comes in. It’s a residential property fund, so your money has the potential to grow at a similar rate to the UK housing market. Put simply, you’ll be part of the property market whilst you save which means you may be ready to buy your first home sooner.
Note that TM home investor fund should be considered as a medium to long-term investment of at least five years.
You can make use of your ISA allowance to invest in the fund. And unlike buy-to-let, a tax-free investment means potentially higher returns.
Whilst saving for your first home, you can invest in a fund which can keep up with the housing market — so you get the best of both worlds.
TM home investor fund is authorised and regulated by the Financial Conduct Authority, and it’s covered by the Financial Services Compensation Scheme.
We know you want to expand your investment portfolio and you may be considering buy-to-let. You want your money to be looked after and to be managed intelligently, but also for it to work hard. In today’s unpredictable climate though, many investments can be complex and difficult to understand. Buying a house or being a landlord comes with its own complications too.
The UK buy-to-let market can be a complicated space. Mortgage applications, tenancy deposit laws, tax, tricky tenants and leaky taps. TM home investor fund takes the hassle out of property investment. From finding the properties across the UK, to letting, maintaining and the eventual re-sale of them, it’s all managed by Hearthstone’s expert team, adding diversity to your portfolio and leaving with you with more time to spend doing the things you love.
Hearthstone’s investment team understands the UK residential property market. The TM home investor fund has delivered attractive returns to investors since 2012.
You can make use of your ISA allowance to invest in the fund. There is no need to worry about recent tax changes imposed on buy-to-let landlords.
Become a property investor without even buying a house. So no leaky taps and tricky tenants for you then.
We know you want to do everything you can to help your children get on the property ladder. So when it comes to investments, you want your money to be looked after at the same time as working hard. But in today’s low interest rate environment, saving can be frustrating. That’s where the TM home investor fund is different – it aims to capture UK house price growth and rental income.
Hearthstone’s expert property team has been working hard on the fund since 2012. Over the medium to long-term, returns on cash savings often don’t keep up with rising house prices. That’s why we believe the TM home investor fund can help you achieve long-term financial goals like helping a child onto the property ladder.
You can place your money into a tax efficient ISA up to £20,000 per year. Another way to save for your children’s future is by setting up a standing order via our partners, WealthKernel, which allows you to pay monthly into the fund thereby building up your total investment over time.
This presentation describes the TM home investor fund, with the objective of allowing retail clients to gain an overview of the product’s recent history. It should not be considered advice or an invitation to invest.
As with all investing, your capital is at risk. The value of your portfolio with TM home investor fund can go down as well as up and you may get back less than you invest. LEARN MORE ABOUT RISK.
Hearthstone Investments Ltd is the parent company of the Hearthstone Investments Group. Regulated business is carried out by Hearthstone Asset Management Limited. Hearthstone Asset Management Limited is an appointed representative of Thesis Asset Management Limited which is authorised and regulated by the Financial Conduct Authority (114354). Hearthstone Investments Ltd (06379066) and Hearthstone Asset Management Limited (07458920) are both registered in England and Wales. The registered office for both companies is c/o Waterstone Company Secretaries Ltd Third Floor, Suite LG:03, Bridge House, 181 Queen Victoria Street, London, EC4V 4EG. Thesis Unit Trust Management Limited is the Authorised Corporate Director of the TM home investor fund. Authorised and regulated by the Financial Conduct Authority (186882).